Who are snap?
Snap Finance allows you to shop now and pay later, by spreading the cost over time.
Shop today, with the flexibility to spread the cost up to 48 months, in line with your budget.
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Spread the cost with Snap Finance
Personalised credit for you.
Terms up to 48 months and rates from
Representative 19.9% APR
Apply nowRepresentative Example: Cost of Goods £1200, Deposit £50, Amount of Credit £1,150, Annual Fixed Interest Rate 18.26%, Monthly Payment £34.05, Term 48 months, Total Payable £1684.40, Representative 19.9% APR
Snap Finance helps you
spread the cost
Rates from 19.9% APR
Choose your term up to 48 months
Low deposit
Get a personalised offer with no impact on your credit file*
Pay in 4 feature**
Pay in 4
Pay in 4 is a feature of the loan that allows you to settle your loan in full within 4 months and Snap will cancel the interest. This is called the Pay in 4 period.* This is a personal loan and interest is applied from the time you get your goods or services.
When you're approved you will have the option to select 'Pay in 4' or spread your repayments across the whole loan term. If you select 'Pay in 4' you will be set up on a shorter loan repayment schedule to clear your balance in 4 months, meaning that any interest will be cancelled.
* A hard credit search is required at point of completion.
**The Pay in 4 feature is only available on certain Snap Finance products. Opt in is required, terms & conditions apply.
Why choose Snap?
Loans available from £250 - £7,000
Check your eligibility without affecting your credit score.
Please note: A hard credit search will be required at point of completion of your loan.
Snap will tell you how much you can borrow instantly
Help and support will always be available via phone, email or SMS
Get access to the best products and fair prices
Join the thousands of customers already using Snap Finance Snap are highly rated on Trustpilot
Your finances are in safe hands. We are authorised & regulated by the Financial Conduct authority with Reference Number 741813
Snap Finance
FAQs
Here are some frequently asked questions about Snap Finance and the loan process.
How do I qualify to apply for
Snap Finance
Snap have helped thousands of customers get what they need. They want to help you choose a finance option that suits you. To apply, they just ask that you:
Are at least 18 years old
Active current account that can accept Direct Debits
Have a valid Debit/Credit card to make the deposit payment
Receive a minimum of £200 weekly income
You are a permanent UK resident
Representative Example: Cost of Goods £1200, Deposit £50, Amount of Credit £1150, Annual Fixed Interest Rate 18.26%, Monthly Payment £34.05, Term 48 months, Total Payable £1684.40, Representative 19.9% APR
Oak Tree Mobility Ltd trading as Oak Tree Mobility is authorised and regulated by the Financial Conduct Authority (Firm reference number 734725). We are a credit broker, not a lender, and offer credit facilities from Snap Finance. Snap Finance Ltd act as the lender.
Credit subject to status. Terms and conditions apply.
Snap Finance Ltd is a company registered in England and Wales. Company Number 08080202 Registered address: Snap Finance Ltd, 1 Vincent Avenue, Crownhill, Milton Keynes, MK8 0AB.
Handmade in
Great Britain
£200 Trade In
Rated Excellent
